Terms of Use

The Website is made available by KYCK Ltd. and its affiliates (“KYCK Ltd.”, “we”, or “us”).

The Terms also include our privacy policy and cookie notice, available on the Website (together, the “Privacy Policy”), and any guidelines, additional terms, policies, or disclaimers made available or issued and updated by us from time to time, each of which are incorporated by reference in these Terms. You acknowledge and agree that we may access, preserve, or share any of your information when we believe in good faith that such sharing is reasonably necessary to investigate, prevent, or take action regarding possible illegal activities or to comply with legal process (e.g. a subpoena or other legal process). We may also share your information in situations involving potential threats to the physical safety of any person, violations of the Privacy Policy or our user agreements or terms; or to respond to the claims of violation of the rights of third parties and/or to protect the rights, property and safety of KYCK Ltd., our employees, users, or the public. This may involve sharing your information with law enforcement, government agencies, courts and other organisations. Our handling of personal data, including any disclosure described in this clause, is governed by the Privacy Policy and by applicable data protection law, and the Privacy Policy shall prevail to the extent of any inconsistency with this clause 1.2.

These Terms constitute a binding and enforceable contract between us and you, an end user of the Website (“you”). You represent and warrant that you have full legal capacity and authority to agree and bind yourself to these Terms. If you are agreeing to these Terms on behalf of an organisation or entity, you represent and warrant that you are authorised to agree to these Terms on that organisation or entity’s behalf and bind them to these Terms (in which case, the references to "you" and "your" in these Terms, except for in this sentence, refer to that organisation or entity).

You agree and acknowledge that by accessing the Website, you have read and understood the Terms and accept and agree to follow and be bound by the Terms.

The Terms are subject to revisions at any time, as determined by us, and changes are effective when posted on the Website, except that we will use reasonable efforts to give you at least 14 days' notice of any change that materially affects your rights or obligations under these Terms, by posting notice on the Website or, where we hold your contact details, by email. It is your responsibility to review these Terms periodically for any updates or changes. You will be deemed to have accepted the changes made to these Terms if you continue to use the Website once the revised Terms have been posted.

The Website is intended for use by businesses and their personnel acting in a business capacity. It is not directed at consumers, and you must be at least 18 years of age to use it. Nothing in these Terms excludes or limits any right or remedy you may have under applicable consumer protection law where such law applies to you.

You represent and warrant that neither you nor any organisation on whose behalf you act is the target of economic sanctions administered by the United Arab Emirates, the United Nations, the United Kingdom, the European Union or the United States, and that you are not accessing the Website from a jurisdiction subject to comprehensive sanctions or embargo.

KYCK Ltd. offers a range of solutions for businesses to streamline their Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance processes. The solutions include identity verification, risk assessment, transaction monitoring, and more.

Please note that the Website contains information about the products and services we offer and is for informational purposes only. Information that is available on or through the Website should not be construed as a commercial offer. The availability of such information does not create any professional relationship between you and us.

Our products and services are bound by additional terms and conditions that are made available by us from time to time. If you have any questions about our products and services, please contact us at commercial@thekyck.com or the address provided in clause 17.2.

Nothing on the Website constitutes legal, regulatory, compliance, financial or other professional advice, and it must not be relied upon as such. Information on the Website does not discharge, reduce or substitute for any obligation you have under applicable anti-money laundering, counter-terrorist financing, sanctions, data protection or other laws and regulations. You remain solely responsible for your own compliance with those obligations, and you should obtain independent professional advice before acting on any information obtained from the Website.

The Website allows you to share your personal data and other information with us (“User Information”). Please note that your User Information may be used by us to engage and interact with you and provide you with our products and services.

We collect and use your User Information in accordance with our Privacy Policy if such information constitutes personal data or information under applicable laws.

When you use or access certain portions of the Website, you must provide complete and accurate information as requested on the registration form, and you must maintain and update such information to keep it complete and accurate.

Where the Website allows you to create an account, you are responsible for keeping your account credentials confidential and for all activity that takes place under your account. You must not share your credentials with any other person or permit any other person to use your account.

You must notify us at commercial@thekyck.com without undue delay if you become aware of any unauthorised access to or use of your account, or any loss or compromise of your credentials. We may suspend or disable your account at any time where we reasonably believe it has been compromised or is being used in breach of these Terms.

The Website may contain interactive features or services that allow users who have created an account with us to post, upload, publish, display, transmit, or submit comments, reviews, suggestions, feedback, ideas, or other content on or through the Website (“User Submissions”). User Submissions also include any creative ideas, suggestions, proposals, plans, or other materials that you send to us, whether solicited or unsolicited and whether online, by email, by postal mail, or otherwise.

Subject to the following sentence, User Submissions will be treated as non-proprietary and non-confidential. This clause does not apply to (a) personal data, which we handle in accordance with the Privacy Policy, or (b) information that is subject to a separate written confidentiality or non-disclosure agreement between us and you or the organisation you represent, which agreement shall prevail to the extent of any inconsistency with this clause 4.2. By posting any User Submission, you grant us a royalty-free, perpetual, irrevocable, worldwide, and sub-licensable licence to access, copy, modify, adapt, reproduce, redistribute, publish, create derivative works from, compile, arrange, display, disclose, or otherwise make use of User Submissions in any form, media, or technology, whether now known or hereafter developed, alone or as part of other works, for any purpose and in any way without due compensation to you.

You understand and acknowledge that you are solely responsible for any User Submission you post, and you have full responsibility for such submission, including its legality, reliability, accuracy, and appropriateness. We are not liable for the content or accuracy of any User Submission posted by you or any other user.

KYCK Ltd. respects copyright law and expects its website visitors and customers to do the same. If you believe that any content or material on the Website infringes copyrights you own, please notify us by contacting commercial@thekyck.com and provide us with the following information:

Your contact details;

Exact and complete links to the alleged infringing material; and

Exact and complete links to websites or any other proof of your ownership of the material you allege is being infringed (for example, in the event of an alleged intellectual property rights violation, please provide links to your authorised website on which you make your intellectual property available or a registration certificate of your intellectual property);

A statement that you have a good faith belief that the use of the material complained of is not authorised by the rights owner, its agent or the law, and that the information in your notice is accurate; and

Your electronic or physical signature.

We strive to respond quickly when we receive proper notice of allegations of violations of intellectual property rights and are happy to assist you in any way we reasonably and legally can.

Please note that allegations of violations of rights are a serious matter. In the event we find that your claims are frivolous or untrue, we may restrict your access to the Website or impose such other penalty as we deem fit. We may also restrict repeated infringers or those who make frivolous complaints from using the Website.

We will acknowledge a notice that complies with clause 5.1 within five business days of receipt and will use reasonable efforts to determine what action, if any, to take within a further fifteen business days.

Where we remove or disable access to material in response to a notice, we will use reasonable efforts to notify the person who submitted that material. That person may send a counternotice to commercial@thekyck.com setting out their contact details, identifying the material removed, and stating that they have a good faith belief the material was removed as a result of mistake or misidentification. We may restore the material where we consider the counternotice to be well founded.

By using the Website, you agree not to:

engage in any activity or transmit any information that is illegal, or violates any applicable law or regulation or infringe any proprietary rights, including but not limited to copyrights, patents, trademarks, or trade secrets of any party;

except as may be provided hereunder, copy, display, distribute, modify, publish, reproduce, store, transmit, post, translate, create any derivative works, rent, or license the Website or any portion thereof;

download or copy any kind of information for the benefit of another individual, vendor, or third party;

cache unauthorised hypertext links to the Website;

engage in the systematic retrieval of content from the Website to create or compile, directly or indirectly, a collection, compilation, database, or directory;

upload, post, or transmit any information through the Website that you do not have a right to make available (such as the intellectual property of another party);

upload, post, or transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software, hardware, or equipment;

undertake any action that imposes or may impose, in our sole discretion, an unreasonable or disproportionately large load on our infrastructure;

use data mining, robots, or similar data gathering and extraction tools;

make any back-up or archival copies of the Website or any part thereof;

access, monitor, or copy any information on the Website using any robot, spider, scraper, or other automated means or any manual process for any purpose without our express written permission;

violate the restrictions in any robot exclusion headers on the Website or bypass or circumvent other measures employed to prevent or limit access to the Website;

deep link to any portion of the Website (including, without limitation, the purchase path for any service) for any purpose without our express written permission;

frame, mirror, or otherwise incorporate any part of the Website into any other website without our prior written authorisation;

use the Website in (i) any unlawful manner, (ii) for fraudulent or malicious activities, or (iii) in any manner inconsistent with these Terms; and

violate applicable laws in any manner.

Without limiting clause 6.1, you shall not use the Website, or any content, data or material made available on or through it, to develop, train, fine-tune, benchmark or improve any machine learning model, large language model or other artificial intelligence system, whether directly or through any third party, without our prior express written consent.

The Website is owned and operated by KYCK Ltd. and contains copyrighted material, trademarks, and other proprietary information and are protected by copyright laws, international treaty provisions, trademarks, service marks, and other intellectual property laws and treaties and that belongs to us or our licensors, and you agree not to use or otherwise reproduce separately our proprietary rights from the textual content associated with them without obtaining our prior written consent. You agree to not remove, obscure, or otherwise alter any proprietary notices appearing on any content on the Website, including copyright, trademark, and other intellectual property notices.

The contents of the Website may not be copied, recopied, reproduced, or otherwise redistributed. You may not copy, display, download, distribute, modify, reproduce, republish, or retransmit any information, text or documents contained in this Website or any portion thereof in any electronic medium or in hard copy, or create any derivative work based on such images, text, or documents, without our express written consent or as otherwise permitted in these Terms.

The trademarks, logos, taglines, and service marks displayed on the Website (collectively, the “Trademarks”) are registered and unregistered Trademarks of KYCK Ltd. and others. The Trademarks may not be used without KYCK Ltd.’s prior express written permission. KYCK Ltd. acknowledges the Trademarks of other organisations for their respective products or services mentioned on the Website. Other than as provided in these Terms, your use of the Trademarks, or any other KYCK Ltd. content, is strictly prohibited.

If you are blocked by us from accessing the Website (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking (for example, by masking your IP address or using a proxy IP address). Any use of the Website other than as specifically authorised by us is strictly prohibited.

Except as stated in these Terms, nothing in these Terms should be construed as conferring any right in or licence to KYCK Ltd.’s or any third party’s intellectual property rights.

The Website (www.thekyck.com) may provide or facilitate, or third parties may provide, links or access to other sites, services, and resources (“Third Party Services”). We do not control Third Party Services and are not responsible for and do not endorse such Third-Party Services. We make no representations and exclude all warranties and liabilities arising out of or pertaining to such Third-Party Services, including their accuracy or completeness.

You acknowledge and agree that we will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, events, goods, or services available on or through any Third-Party Services.

Any dealings you have with third parties while using the Website are between you and the third party, and you agree that we shall not be liable for any loss or claim that you may have against any such third party.

All intellectual property rights in and to Third Party Services are the property of the respective third parties.

We may, but have no obligation to, monitor, edit or remove any User Submission that we determine in our sole discretion is unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable, or violates any party’s intellectual property or these Terms. We are and shall be under no obligation (1) to maintain any User Submission in confidence; (2) to pay compensation for any User Submission; or (3) to respond to any User Submission.

You agree that your User Submissions will not violate any right of any third party, including copyright, trademark, privacy, personality or other personal or proprietary rights. You further agree that your User Submissions will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Website. You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead us or third parties as to the origin of any User Submission. You are solely responsible for any User Submission you make and its accuracy. We take no responsibility and assume no liability for any User Submission posted by you or any third party.

You acknowledge that you are using the Website at your sole risk. The features and services on the Website are provided on an “as is”, “with all faults” and “as available” basis. We make no representation or warranty about the validity, accuracy, correctness, completeness, or reliability of any information provided on or through the Website. We hereby disclaim all express and implied representations, warranties, and guarantees as to the validity, accuracy, correctness, completeness, and reliability of any such information and material on the Website.

We expressly disclaim any warranties and conditions of any kind, whether express, implied, statutory, or otherwise including without limitation merchantability, fitness for a particular purpose, completeness, accuracy, reliability, title, non-infringement of third-party rights, and any warranties arising out of the use of the Website.

We do not guarantee that access to the Website will be uninterrupted or free from error, defect, loss, delay in operation, cyber-attacks, viruses, interference, hacking, malware, or other security intrusions, and we disclaim any liability relating hereto.

No advice or information, whether oral or written, obtained from us shall create any warranty that is not expressly stated in the Terms.

You hereby accept full responsibility for any consequences that may arise from your use of the Website and expressly agree and acknowledge that we shall have absolutely no liability in this regard.

In no event shall we be liable to compensate you or any third party for any direct, special, incidental, indirect, consequential, or punitive damages whatsoever, including those resulting from loss of use, data, or profits, whether or not foreseeable, and whether or not we had been advised of the possibility of such damages, based on any theory of liability, including breach of contract or warranty, negligence, other tortious action, or any other claim arising out of or in connection with your use of or access to the Website. Our total aggregate liability arising out of or in connection with these Terms or your use of the Website, whether in contract, tort (including negligence), breach of statutory duty or otherwise, shall not exceed USD 100 (one hundred).

Notwithstanding any other provision of these Terms, nothing in these Terms excludes or limits our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability that cannot lawfully be excluded or limited. Every other exclusion and limitation in these Terms, including in clauses 10.6 and 11.1, takes effect subject to this clause 10.7.

You agree to indemnify and hold harmless us, and our affiliates, licensors, and their respective directors, officers, members, managers, employees, and agents from and against any and all claims and expenses arising out of your negligent or unlawful use of the Website or against any claim, demand, lawsuits, judicial proceeding, losses, liabilities, damages and costs (including, without limitation, from all damages, liabilities, settlements, costs and attorneys’ fees), arising out of or relating to a breach of any provision of these Terms by you, or any third-party claim to the extent arising from or connected with an allegation that your use of the Website in accordance with these Terms infringes the rights of a third party.

Our right to indemnification under clause 11.1 is conditional on us: (a) notifying you in writing of the relevant claim without undue delay; (b) not admitting liability in respect of, or settling, the claim without your prior written consent; and (c) providing you with reasonable assistance in defending the claim, at your cost.

You agree that we may, in our sole discretion, suspend or terminate your use of the Website for any reason, including where we believe that you have violated or acted inconsistently with the letter or spirit of these Terms. We may also, at our sole discretion and at any time, discontinue the provision of the Website, or any part thereof, with or without notice. You agree that we will not be liable to you or any third party for the termination of your access to the Website.

Upon termination, these Terms shall terminate, except that clauses 4.2 (licence in User Submissions), 7 (Intellectual Property Rights), 9 (Monitoring and Content Standards), 10 (Disclaimers and Limitation of Liability), 11 (Indemnity), 13 (General), 14 (Governing Law and Dispute Resolution) and 15 (Third Party Rights), together with any other clause that by its nature is intended to survive, shall continue in full force and effect.

You agree that no action of ours, other than an express written waiver or amendment, may be interpreted as a waiver or amendment of any of these Terms. In the event any clause of these Terms is found to be unenforceable, then wherever possible, this will not affect any other clause, and each clause will remain in full force and effect.

These Terms, together with the Privacy Policy and any additional terms, policies, guidelines or disclaimers incorporated by reference, constitute the entire agreement between you and us in relation to your use of the Website and supersede any prior arrangement, understanding or representation relating to it. Nothing in this clause limits any liability for fraud or fraudulent misrepresentation.

Nothing in these Terms creates any partnership, joint venture, agency or employment relationship between you and us.

We shall not be liable for any failure or delay in making the Website available where that failure or delay results from an event beyond our reasonable control, including act of God, war, civil unrest, industrial action, failure of telecommunications or internet infrastructure, cyber-attack, or the act of any governmental or regulatory authority.

These Terms and any dispute or claim, whether contractual or non-contractual, arising under, out of or in connection with these Terms, including any question regarding their existence, validity or termination, shall be subject to the exclusive jurisdiction of the courts of the Dubai International Financial Centre (DIFC), United Arab Emirates. The language of any proceedings shall be English. The governing law of these Terms shall be the substantive law of England.

A person who is not KYCK Ltd. or you have no rights under the Contracts (Rights of Third Parties) Act 1999 to enforce, or (except as otherwise stated in these Terms) to enjoy the benefit of any provision of these Terms. This clause does not affect the right of any person indemnified under clause 11.1 to enforce that clause, and we hold the benefit of clause 11.1 on trust for, and on behalf of, each such person.

You shall not license, transfer, or assign the rights, obligations, or covenants under these Terms in any manner without our prior written consent. We may assign our rights to any of our affiliates, subsidiaries, or parent companies, or to any successor in interest of any business associated with our services without any prior notice to you.

You agree to receive all communications, agreements, and notices that we provide in connection with the Website (“Communications”), including, but not limited to, Communications related to our delivery of the Website via electronic means, including by email, text, in-product notifications, or by posting them on the Website. You agree that all Communications we provide to you electronically satisfy any legal requirement that such Communications be in writing or be delivered in a particular manner and you agree to keep your account contact information current.

You may write to us with any enquiry relating to these Terms or an enquiry relating to the Website at the address provided below:

If you believe you have identified a security vulnerability affecting the Website, please report it to us at commercial@thekyck.com and refrain from disclosing it publicly until we have had a reasonable opportunity to investigate and remediate it. We will not pursue any claim under these Terms against a person who identifies and reports a vulnerability in good faith and in accordance with this clause.